SAIMC members will have access to an extensive group risk benefits package, comprising the following components:
- Life cover: provides protection in the unfortunate event of loss of life.
- Disability cover: ensures members are safeguarded in case of a disability that inhibits their capacity to earn an income.
- Dreaded disease Cover (optional): offers protection against heart attack, stroke, cardiovascular diseases, cancer etc.
- Funeral benefits: offers financial assistance for funeral expense.
A portion of these benefits falls under the free cover limit, meaning that a member will not be obliged to undergo medical underwriting and will automatically qualify for this cover irrespective of his/her current underlying medical condition(s). This feature is particularly beneficial for members with pre-existing health conditions who might not qualify for life or disability cover through conventional channels.
